040-27550031 / 32 kg@mahanagar.bank.in
Mahanagar Bank
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Fixed Deposits

Fixed Deposits

Assured Returns, Total Peace of Mind

Among the safest investment options, providing high returns with flexible tenure.

Choose from a variety of schemes tailored to your savings goals. Whether you're looking for quarterly interest payout or long-term capital growth, we have the right plan for you, backed by RBI guidelines and decades of trust.

0.50% Extra for Seniors
90% Loan Against FD

Investment Schemes

Short Term
15 - 180 Days
Max Return
7.25% p.a.

  • Minimum Deposit: ₹1,000
  • Automatic Renewal Facility
  • TDS as per Income Tax Rules
Scheme Variants

Tailored to Your Financial Goals

Cumulative FD

Interest compounded quarterly, paid on maturity.

Monthly Payout

Monthly interest credit at discounted rates.

Quarterly Payout

Regular quarterly income on your investment.

Recurring Deposit

Disciplined monthly savings with compounding.

Investment Terms

Premature Withdrawal Available (with penalty)
TDS Application As per IT Rules
Loan Facility Up to 90%
Nomination Highly Recommended

DICGC Insurance

Each depositor in our bank is insured up to a maximum of ₹5 Lakhs for both principal and interest amount held in the same capacity and same right as on the date of liquidation/cancellation of bank's license.